Attention homeowners in CHULA VISTA and San Diego County: Get an Appraisal today!
Check out the top seven reasons California homeowners order from California Appraisal Services (619)425-2500:
At California Appraisal Services (619)425-2500, we understand the particular needs of a homeowner in need of appraisal services. Our typical business clients understand the appraisal process and the standard documents we provide. But as a general consumer, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at California Appraisal Services (619)425-2500 are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in a region that's declining. This only means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from California Appraisal Services (619)425-2500 is your perfect weapon.
Need to remove PMI?A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At California Appraisal Services (619)425-2500, we're experienced in helping consumers just like you dismiss unneeded PMI insurance.
HELOC recently frozen?Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. California Appraisal Services (619)425-2500 can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? California Appraisal Services (619)425-2500 offers field reviews where we go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. Although most review work is requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.